The maximum personal contribution to public health insurance (GKV) is capped at around 400/m for healthcare (and an additional 200 towards long-term/elderly care). Spouse and children are free if they are unemployed.
If you are paying more than that then you are already paying for private health insurance (PKV) or private supplementation on top of GKV for some premium coverage.
I am not mistaken. I know how to read my own payslip.
Both me and my wife are employed. We have GKV both and we’re basically paying the maximum rate. That’s around €1100/month each, pre-tax. Half of it comes from my official bruto salary and the other half comes from my unofficial bruto salary. Which is how governments hide the costs of public healthcare. Ultimately is part of my salary deductions for the finances of my employer.
Kids are not free: kids doctors don’t work for free. They need to be payed, and they’re paid from the contributions me and other employed fellow citizens pay every month.
The maximum personal contribution to public health insurance (GKV) is capped at around 400/m for healthcare (and an additional 200 towards long-term/elderly care). Spouse and children are free if they are unemployed.
https://www.tk.de/resource/blob/2189790/9321e565c304a9cc33bb...
If you are paying more than that then you are already paying for private health insurance (PKV) or private supplementation on top of GKV for some premium coverage.