I'm not sure why they'd try so hard to keep bots from paying them anyway. If someone wants to write a bot that constantly pays me good money I'm fine with that. I might rate limit it if the stream of payments coming in can't cover the cost of keeping the server from being DoS'd, but that's not going to inconvenience a human trying to submit a payment one time.
Bots use sites like this to validate lists of stolen cards with low dollar donations to validate the cards before using them on the target site. Without some one of protection sites like these are quickly flooded with fraudulent transactions and then fined and shut down by Visa and Mastercard.
This sounds like a problem where cryptocurrency could actually be the solution. Next time I want to make a charitable donation I will ask for an XMR address to preserve my privacy and work around commercial payment processor issues.
I agree, and I am still pointing to the collapse of society, not civilization. My infrastructure is local. If local society collapses, what reason do people have to maintain transmission and distribution lines and electrical substations, to work at power plants, to maintain fiber optic or copper lines for internet connectivity?
Even if "the internet" as a whole is still around, the inability for someone to connect to and to use it means cryptocurrency is similarly useless.
If you have small payments that can be made by bots easily, then your service can be used by thieves as an oracle to determine which of their stolen credit card numbers still work. Then you get lots of chargebacks to deal with.
I really hope that the sole reason that michaelt concluded this is simply due on not having any experience how to manage credit card payments (on merchant's side).
For those who does not handle these things: I am not sure on what processor Network Time Foundation is using, but Stripe's $15 fee is actually on the low side of chargebacks (some processors even use the fixed fee + percentage model). Worse, this is unconditional: if you somehow won this, you won't get the chargeback fee.
That's because the bots will use such services to 'taste' cards to see if they work. Then if they do the criminals can resell them for a higher value than for which they bought them for.
I had similar trouble, back when I tried to donate to the Internet archive. Donation box would simply not let me donate. I even wrote them an e-mail and nothing changed half a year later, so I gave up.
Too bad that good projects mess their donations up by doing web BS.
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Good to know.