It sounds a bit like the "Boots theory" of Discworld [0].
> insurance rates are often highly subsidized by federal government and actually a really good bargain
This feels a bit inconsistent with your previous comment about living in Tornado Alley being "not exactly a bargain".
What do you think about studies like this [1] which find a correlation between economic disparity and tornado risk?
[0] https://en.wikipedia.org/wiki/Boots_theory
[1] https://www.sciencedirect.com/science/article/abs/pii/S01660...
It sounds a bit like the "Boots theory" of Discworld [0].
> insurance rates are often highly subsidized by federal government and actually a really good bargain
This feels a bit inconsistent with your previous comment about living in Tornado Alley being "not exactly a bargain".
What do you think about studies like this [1] which find a correlation between economic disparity and tornado risk?
[0] https://en.wikipedia.org/wiki/Boots_theory
[1] https://www.sciencedirect.com/science/article/abs/pii/S01660...