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hellcow
on Sept 7, 2024
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Show HN: Wealthfolio: Private, open-source investm...
Yes, Plaid stores your credentials. Replicating Plaid-the-service's functionality to run locally would be a large lift...
RainaRelanah
on Sept 7, 2024
[–]
Unattended import would be downright impossible, as most financial institutions require 2FA (usually SMS, gross) to login. Plaid is often given the privilege to bypass this, either through special APIs or through very long lived session tokens.
satvikpendem
on Sept 9, 2024
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Or in some cases, Plaid will literally ask you to input your two-factor code into their site upon login.
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