Setup a “bills” account for your recurring expenses like loan payments, housing, utilities, and recurring entertainment.
Ask your employer to automatically deposit the amount to cover those into that account. Setup your transactions to come out of that account. Now you can ignore these expenses. Adjust as needed.
Put the rest of your money in a “fun” account. Use this one for all your other discretionary spending.
Best thing I ever did to stop thinking about my money so much.
Setup a “bills” account for your recurring expenses like loan payments, housing, utilities, and recurring entertainment.
Ask your employer to automatically deposit the amount to cover those into that account. Setup your transactions to come out of that account. Now you can ignore these expenses. Adjust as needed.
Put the rest of your money in a “fun” account. Use this one for all your other discretionary spending.
Best thing I ever did to stop thinking about my money so much.