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Every time I read something like this I'm surprised to hear about businesses preferencing credit card users. While I can understand it happens (in flight purchases being the most obvious I've seen), my experience has mostly been either cash & card are both taken, or cash is preferenced - sometimes via a minimum order to run a credit card, sometimes via a small fee, or in the extreme, some businesses only take cash.

And I'm talking about in San Francisco. Where we are far too proud of our tech & tech literacy. I don't think I've seen a single credit card only business in town... Though maybe I'm just oblivious.



Card only brick-and-mortar stores are banned in SF[1], although it’s not strictly enforced. There’s definitely a lot of places that are card preferred though, especially post Covid.

[1] https://sfbos.org/sites/default/files/o0100-19.pdf


While I'm a proponent of cash, it isn't without its costs. Storing it, counting it, reconciling it, traveling to the bank with it, etc.




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